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<p>[QUOTE="calcol, post: 2553565, member: 77639"]For me, it's about $200 for modern coins. I'm using "modern" in the sense of ancient vs medieval vs modern, so all U.S. coins are modern. However, I don't have any modern coins between $150 and $400 value, so my resolve has never been tested in that range. I don't have any gold bullion coins, and my attitude would be different in that category. I have some ancient coins worth more than $200, and none are certified. Most of the value of my collection is in moderns though.</p><p><br /></p><p>I simply find the peace of mind worth the extra cost (if any) to buy more expensive modern coins already certified by NGC or PCGS. There is almost no chance of buying a fake. One can argue about grades within a narrow range and find occasional blatant misgradings. However, the grade on the slab provides a reasonable indicator of value in the market, which is even better with a CAC sticker. This allows me to concentrate on the location of dings and nicks, strike, toning, luster, color, wear spots, variety, provenance, etc. and less on trying to determine authenticity and exact numerical grade.</p><p><br /></p><p>Cal[/QUOTE]</p><p><br /></p>
[QUOTE="calcol, post: 2553565, member: 77639"]For me, it's about $200 for modern coins. I'm using "modern" in the sense of ancient vs medieval vs modern, so all U.S. coins are modern. However, I don't have any modern coins between $150 and $400 value, so my resolve has never been tested in that range. I don't have any gold bullion coins, and my attitude would be different in that category. I have some ancient coins worth more than $200, and none are certified. Most of the value of my collection is in moderns though. I simply find the peace of mind worth the extra cost (if any) to buy more expensive modern coins already certified by NGC or PCGS. There is almost no chance of buying a fake. One can argue about grades within a narrow range and find occasional blatant misgradings. However, the grade on the slab provides a reasonable indicator of value in the market, which is even better with a CAC sticker. This allows me to concentrate on the location of dings and nicks, strike, toning, luster, color, wear spots, variety, provenance, etc. and less on trying to determine authenticity and exact numerical grade. Cal[/QUOTE]
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