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<p>[QUOTE=&quot;Drusus, post: 277757, member: 6370&quot;]I have had my fill of &#039;real banks&#039;. I would take my CU over a bank like BoA any day...the last draw with BoA was when they kept my 10,000 check and wouldnt release the funds for 2 weeks...christmas happened to fall in those 2 weeks...thus they decided to hold on to that check during christmas and deny me my 10,000 USD written to me from a multi-million dollar company...I asked the manager at BoA why he was holding the money, he cited a law that ALLOWED them to hold money like this...didnt REQUIRE them to hold it...just allowed them to...I asked why they did it to me...he said they &#039;just did&#039; and when I asked him do they do it to everyone he answered &#039;I cant talk about other accounts&#039; but after a long bickering session he admitted its up to them who they do it to and not everyone gets the treatment...</p><p>&nbsp;</p><p>When asked why they chose to do it to me...they said because it was a high dollar amount....I then pointed out that I was a long time customer, this is going to be a regular thing and I wont wait 2 weeks for my money...he said he would not change anything...There was not a single reason why they held that money...save maybe 2 weeks of being able to add 10,000 to their purse.</p><p>&nbsp;</p><p>When I get paid a check...I will NOT allow some crappy bank to hold on to that money for weeks &#039;just because&#039;...I had a credit card bill to pay and presents I wanted to buy...if I didnt have savings...they would have ruined my christmas....</p><p>&nbsp;</p><p>So I went to the CU when they told me no holds for checks from members. Been happy ever since...something to be said about CU...[/QUOTE]</p><p><br /></p>

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