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<p>[QUOTE=&quot;coleguy, post: 277569, member: 9167&quot;]Credit Unions are essentially customer-owned bank branches. The one I belong to allows me to participate in everything from setting interest rates, to approving member loans. Every member has that kind of control. And loans are generally question-free and with interest a fraction of any other bank. I say join one...unless you enjoy your present bank charging you fees to use the atm and make transactions. It&#039;s your dough.</p><p>Guy~[/QUOTE]</p><p><br /></p>

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