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Message:: [QUOTE="NorthKorea, post: 2497775, member: 29643"]Right. The range I gave was half to one and half grade ABOVE the high end for that grade. For example, MS-64.MS-64 no bean = under MS-64 & 2/3MS-64 green bean = MS-64 & 2/3 to borderline MS-65.MS-64 gold bean = MS-65 & 1/3 to MS-66 & 1/3 Even that might be a bit liberal. Maybe it's 1/3 to 1 & 1/3. Either way, I'd say that for any given gold bean, there's about a 10-15% chance it jumps two grades. More than likely, it would go up one grade. To MercuryBen's position on the toning, even though it's original, it's still mottled. I would say it's neutral toning and adds no value to the coin beyond the base grade. If anything, it holds it back from the 67-70 range. The coin would be a MS-66 (FSB), though high end of MS-66, but MS-66 nevertheless. Personally, I believe that on higher end coins, it's less so that the TPGs are undergrading than they've altered the standards for the higher grades. So, CAC might think a coin is MS-67 by ANA standards, but by PCGS standards, it might not be. Maybe a PCGS MS-67 would be closer to an ANA MS-68+. Again, the reason people pay a premium for TPG slabbed coins is based upon the perception that the grade is fair for the coin. The reason people pay a bean premium is the coin appears to be on the high-end of range for the grade. It's very unlikely that coins would jump two grades.[/QUOTE]