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<p>[QUOTE=&quot;Soapy Smith, post: 2136820, member: 74361&quot;]$2,500 goes to Coins (10% of the amount). - This is the &quot;fun money&quot; portion of the amount.</p><p><br /></p><p><br /></p><p>The rest ($22,500) gets split up in the following manner:</p><p><br /></p><p>35% Large Cap Stocks</p><p>10% Small Cap Stocks</p><p>15% International Stocks</p><p>35% Fixed Income Instruments (bonds, CD&#039;s, etc.)</p><p>5% Cash (for when you find some magic beans you must invest in)</p><p><br /></p><p>I prefer growth and income stocks in those categories.&nbsp; If you can&#039;t afford stocks, then low fee index funds in those categories.[/QUOTE]</p><p><br /></p>

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