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<p>[QUOTE=&quot;GuyFrost, post: 1206576, member: 31195&quot;]Okay, thank you.</p><p>&nbsp;</p><p><br /></p><p>&nbsp;</p><p>Glad to be here, thanks for the welcome. On investment, I understand that 1909-s vdb cent, 1916-d dime, etc... have appreciated well. But not even accessible semi-keys like 1931-s cent are likely to appreciate? In any case, thanks for the advice. Is coin collecting a net expense, or can I recoup my costs later down the road at least? As for walkers, how do they compare to silver Roosevelts and Washingtons on cost? And ASEs are really tempting, because there is only a small premium above melt and I can get the whole set in mint condition at that price. They are also an investment in silver at least.</p><p><br /></p><p>I do not think a precious metals IRA is a good deal for a few reasons. In a Roth, earnings are tax-free, yet precious metals pay no dividends (and eat up my contribution limit). Buying the physical metals allows me to keep all earnings tax-free anyway (since I would only pay taxes on sale, and may sell to an individual under-the-table). For the same reason, tax-deferred regular IRAs are a poor place for precious metals. Besides any sales tax (not applicable to me), I pay no taxes except upon sale, and only if my sale is large enough that I am forced to declare it or face audit. Keeping my metals in my possession also enables me to be responsible for their safety, enjoy having tangible (as opposed to paper) assets (big reason to diversify into precious metals), evades government knowledge, and offers me the liquidity of selling them at any time, instead of being tied up until retirement. They may be safer with a custodian, but I have to pay more for that service than I would for a safe deposit box. Is there a reason to own a precious metals IRA that I am missing?</p><p><br /></p><p><br /></p><p><br /></p><p>They really are one of America&#039;s best coins, aren&#039;t they? I don&#039;t own a single one currently. I might buy a batch of them online at a little above melt, and then finish up the set through periodic dealer visits.</p><p><br /></p><p>Thanks for the advice everyone.[/QUOTE]</p><p><br /></p>

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