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Message:: [QUOTE="USS656, post: 314021, member: 6641"]That is an understatement <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie9" alt=":eek:" unselectable="on" unselectable="on" />   If you are often paying over "ask" (I think I understand the context of the statement) I had better rethink how I sometimes react! Not that I ever react badly and I am always as polite as I can be - but sometimes I feel like the guy just wants to overcharge me.     (Just checking - I assume you speak of top tier slabbed coins) I always hate to hear this but it just reinforces the comments by the experienced people here - buy the coin - not the slab.   I think most of what I have bought to date is more of the former than the latter. I think I understand that and it influences my buying behaviour. I'm just getting started and tend not to risk buying high end coins due to lack of experience and self imposed spending limits. Most of my coins fit into that common and unfortunately sometimes unimpressive category.    This is ALL great advice but a bit scary for the common collector that wants to jump to higher-end coins. Understanding the complexities of "how high should I go for this coin" could be the difference between a good deal and a really bad deal that makes you want to consider a new hobby. Thank you Mark for your feedback!!![/QUOTE]