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<p>[QUOTE=&quot;Lehigh96, post: 5133837, member: 15309&quot;]If there are internal documents showing that the TPGs are periodically tightening and loosening grading standards, all it would take is a whistleblower to bring the whole thing down on their heads.&nbsp; Most people/companies engaging in fraud take steps to hide or protect themselves from that fraud, but that doesn’t make them innocent.</p><p><br /></p><p>To be clear, I’m not accusing them of fraud, I’m saying that they don’t have changing grading standards other than the expansion of market grading principles that all go in the same direction.</p><p><br /></p><p>You’ve been pushing this conspiracy theory that the TPGs have loosened their standards for decades.&nbsp; Do you have any proof?[/QUOTE]</p><p><br /></p>

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