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<p>[QUOTE=&quot;The Penny Lady®, post: 715048, member: 16948&quot;]I am sorry to hear about families that have to struggle and make the tough decisions to give up something they love in order to help survive.&nbsp; And of course with these tough economic times, this seems to be happening more and more.&nbsp; But it&#039;s also a time when I see more families banding together to help each other out, and this is very heartwarming.</p><p><br /></p><p>I am fortunate in that I haven&#039;t had to make a choice to sell or keep my collection due to economic considerations, because if I did, it would be a very tough decision.&nbsp; But I have to say, if I needed to pay the mortgage or some medical bills, or something just a serious, I probably would sell my coins because, even though I absolutely love my coins, I know how much joy and pleasure I got finding each one, and I am sure I would again enjoy locating new ones to replace any that I had to part with.</p><p><br /></p><p>I&#039;m not trying to compare my situation with those who have to choose between keeping their coins due to hardships, but I thought I&#039;d add that, as a dealer, I do have to struggle when I find a really great coin that would fit nicely into my collection, because I know I could probably sell that coin and make a profit, rather than keep it.&nbsp; And making a profit at selling coins is my full time profession and the way I earn a living.&nbsp; So if I keep a coin rather than sell it, it takes away from helping to pay the bills and expenses of being a coin dealer.&nbsp; That is exactly why most dealers I know do not have personal collections, aside from their inventory.</p><p><br /></p><p>But I look at it this way.&nbsp; I am fortunate enough to come across some really beautiful coins, so I decided long ago to &quot;cherry pick&quot; any coins I find for my personal collection <b>first.&nbsp; </b>But unless it is an upgrade or a year I still need, even though a new coin might be really beautiful and have fantastic toning, I just go ahead and sell it.</p><p><br /></p><p>There have been times when, even though I didn&#039;t &quot;need&quot; it for my collection, it was still very hard to part with a new coin because I &quot;fell in love with it.&quot;&nbsp; But if I didn&#039;t need it or think it was better than one I currently had in my sets, then it went straight to inventory.&nbsp; </p><p><br /></p><p>By the way, my husband and sons also do not share my interest in coins (I don&#039;t have any grandchildren yet), so right now, I plan to sell my collection BEFORE I pass on, because I&#039;m afraid if I leave it for my family to sell after I&#039;m gone, they will not be able to get anywhere near the true value of what it&#039;s worth, so I plan to sell it myself sometime when I feel the time is right.[/QUOTE]</p><p><br /></p>

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