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<p>[QUOTE=&quot;GUNNER63736, post: 3372207, member: 90979&quot;]I love collecting silver US coins.&nbsp; Being on a limited income with social security, I tend to buy coins less than $25.00. I do avoid ugly coins.&nbsp; I don&#039;t worry about filling sets and yes, I do sometimes buy duplicates of coins I already have if I feel the price is right.&nbsp; I lean toward 90% silver half dollars and silver dollars and maybe quarters and dimes now and then. No rhyme nor reason to my collection. Here is my old man question.&nbsp; Lets say I purchase a silver half with melt value of 5.75, about what it is now, for 8.00 including shipping.&nbsp; I justify the price by subtracting the shipping which most everyone charges anyway.&nbsp; So, in my feeble old mind, I actually paid around 7.25 for it. I would then be paying 1.50 over spot for the coin. Isn&#039;t the coin worth the difference over spot as compared to a piece of junk silver of the same weight.&nbsp; Doesn&#039;t it make any difference because it has intrinsic value as a coin instead of a piece of junk silver.&nbsp; I don&#039;t figure in the fun factor I get from my coins.&nbsp; This may be hard to understand what I am trying to say and if it does,&nbsp; SORRY.&nbsp; I do ramble sometimes, so the wifey says.&nbsp; I also buy the PCGS PRF69DCAM&nbsp; Kennedy silver halves also.&nbsp; They carry quite a premium but I just plain old like the bling.[/QUOTE]</p><p><br /></p>

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