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<p>[QUOTE=&quot;Blaubart, post: 1936687, member: 37498&quot;]Both, to some degree.</p><p><br /></p><p>I don&#039;t fully subscribe to either philosophy, especially the first.&nbsp; I have paid more than the asking price on coins before, because I do not want to take advantage of a person that doesn&#039;t know the value of the item they&#039;re selling.</p><p><br /></p><p>For example, I won a collection of PDSS Kennedy halves a while back.&nbsp; The buy-it-now price plus shipping was somewhere around $80.&nbsp; I thought there must be something wrong with the listing, because the melt value on the silvers alone was around $80.&nbsp; When I received the coins, they were exactly as described.&nbsp; $80 worth of silver and maybe $50 face value for the clad.&nbsp; I sent the guy some extra money via PayPal gift because I wouldn&#039;t have been able to sleep at night otherwise.</p><p><br /></p><p>When I bid on an auction, my &quot;highest bid&quot; is what I estimate will ultimately be the least I would be able to offer and still buy the item(s).&nbsp; If I get outbid, which happens a lot, so be it.&nbsp; Every price point between the current bid and my highest bid will likely be outbid, so I don&#039;t see them as realistic buying points.&nbsp; If I do get it for any more than 10% less than my highest bid, then that&#039;s great, but that rarely happens.[/QUOTE]</p><p><br /></p>

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