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Message:: [QUOTE="Conder101, post: 984585, member: 66"]You can try Heritage but if you read their terms of sale you will find some conflicting terms.  they do allow a return for Gross cataloging error" but you have to request permission for the return in writing within three days of receiving the coin. (That would be either today or tomorrow, more likely today  Better call them and get a fax down to them immediately.  And if you or an agent examined the lot in person before the sale you can't return it except for reasons of authenticity. They also have in the terms that certified coins are sold "as is' with no warranty except for authenticity.  Any thing else take it up with the grading firm. They also say that certified material is sold "as is" and may not be returned for any reason. That the auctioneer is not liable for any patent or latent defect in a certified piece and that the buyers sole remedy is against the certification service. With those three items in the terms of sale, which you agreed to by bidding, they pretty much have the right to tell you to go pound sand. I believe when you return the coin to the grading company and they do a buy back you get the choice of being paid or receiving another coin.  Of course if they say they can't find a replacement coin then you just get the money, the amount being what every THEY feel the Fair Market Value is, not what you paid.  (And they don't believe the FMV is what they say it is in their price guide.)[/QUOTE]