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<p>[QUOTE=&quot;medoraman, post: 979306, member: 26302&quot;]But banks do not have very good guidelines, and are not really pressed to pull the coins from circulation like they are bank notes. The truth is that the government wants all damaged coins ideally to just collect somewhere in someone&#039;s jar and never be &quot;redeemed&quot;. This assumption is inherent into the GAO calculation of costs of coins versus paper money. I do not think they calculated any coinage return versus about 99% paper return in their analysis proving coinage was much cheaper than paper bills.</p><p><br /></p><p>In practice, us coin collectors are the ones who provide this service to the US taxpayers. When a coin is old enough to have so much wear it is usually old enough to attract a coin collectors attention. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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