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<p>[QUOTE=&quot;Andrew McCabe, post: 7553272, member: 90666&quot;]I agree with this. Third party grading companies are rather more competent than incompetent or malevolent auctioneers, and are rather less competent than the best numismatic companies. They are no more or less competent than the person who looks at the coin. But with one big difference. High end numismatic sale companies such as CNG and NAC have to refund fakes. TPGCs offer no guarantees and no refund of a coin purchase price.</p><p><br /></p><p>I prefer the views of a high quality professional numismatist, selling something that he might have to refund, over a grader who has &quot;no skin in the game&quot; anyday.</p><p><br /></p><p>And as said on a parallel thread, if a defect is visible on a photo, then the coin with defect is what you are buying&nbsp; whether or not there&#039;s text that also mentions it. The photo is what&#039;s informing you. Read it. Don&#039;t buy a coin with an obvious crystallised edge break, send to NGC who looks at it 1/4 second and notes crystallised edge break, and then expect to go back to the seller who already provided you with a photo showing this info. </p><p><br /></p><p>This is a connercially highly risky hobby that requires some element of personal responsibility and eventually expertise to judge who to buy from and what defects are on a coin. If you haven&#039;t the expertise then buy from NAC or CNG or a few other of the largest companies. But if you buy from some small company whose numismatists also aren&#039;t great, then sending the coins that you buy to NGC is just gonna make you unhappy[/QUOTE]</p><p><br /></p>

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