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<p>[QUOTE="Notaphylic_C, post: 8371856, member: 130786"]I attended a grading workshop by a pretty upstanding paper certifier in this area & he said (a few times) you grade the overall note and then identify the <b>issue</b>. The <b>issue</b> doesn't take your # down but they are like <b>NET</b> notes. (It has a stigma attached to it). So, as Steve (& others) have pointed out its probably VF20 or even VF25 (b/c the paper is pretty good) but with a "<b>hole</b>" or "<b>part missing</b>" <b>issue</b> (& of course non EPQ). The paper is discoloured so it would have lost its EPQ even without the hole/missing piece. But if the missing piece was there it would be a much better purchase. However, with a hole that size, it will be a deal-breaker for a LOT of collectors as are most <b>issues </b>(& <b>NET </b>notes). It certainly takes away almost any eye appeal the note would have had so it will be a very tough sell down the road.[/QUOTE]</p><p><br /></p>
[QUOTE="Notaphylic_C, post: 8371856, member: 130786"]I attended a grading workshop by a pretty upstanding paper certifier in this area & he said (a few times) you grade the overall note and then identify the [B]issue[/B]. The [B]issue[/B] doesn't take your # down but they are like [B]NET[/B] notes. (It has a stigma attached to it). So, as Steve (& others) have pointed out its probably VF20 or even VF25 (b/c the paper is pretty good) but with a "[B]hole[/B]" or "[B]part missing[/B]" [B]issue[/B] (& of course non EPQ). The paper is discoloured so it would have lost its EPQ even without the hole/missing piece. But if the missing piece was there it would be a much better purchase. However, with a hole that size, it will be a deal-breaker for a LOT of collectors as are most [B]issues [/B](& [B]NET [/B]notes). It certainly takes away almost any eye appeal the note would have had so it will be a very tough sell down the road.[/QUOTE]
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