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<p>[QUOTE=&quot;The Penny Lady®, post: 1097380, member: 16948&quot;]Definitely, especially since I like errors and varieties, and beautiful toning - all of which there are no specific pricing guides to assist you.&nbsp; Here&#039;s just one example of a coin that was offered to me (for my personal collection).&nbsp; It is a very popular variety in a high grade, but has the most unique toning I&#039;ve ever seen on a penny.&nbsp; If this is a coin that appeals to you and you could use in your collection, how do you value this?&nbsp; I already had an 1894/94 in the same technical grade, but to me, compared to this coin, mine was a &quot;dog.&quot;&nbsp; And again, as I mentioned above, I knew that if I liked it, others would too, and if I thought it was spectacular, which I did, others would too!&nbsp; And the seller knew this as well.&nbsp; We eventually agreed on a price that I was comfortable with, but was way over what I had paid for my &quot;dog&quot; (which wasn&#039;t a dog at all, just not as pizzazzy as this one).</p><p><br /></p><p>Here is my old 1894/94, followed by the one I currently have in my collection.</p><p><br /></p><p><img src="http://bluccphotos.com/clients/charmy/8-12/web/Images/20.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p><img src="http://bluccphotos.com/clients/charmy/6-15-10/Images/15.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p><br /></p><p><br /></p><p>I really don&#039;t know the percentage of dealers who take credit cards, but I would guess it&#039;s less than 50% if you take into account both small and large dealers.&nbsp; More often, the larger dealers will take credit cards.&nbsp; I do not because I really can&#039;t afford the extra 3% it costs per transaction, but I do take checks and thankfully haven&#039;t been burned yet.&nbsp; I don&#039;t think I&#039;ve seen any signs that say &quot;cash only&quot; but of course, cash is king as they say![/QUOTE]</p><p><br /></p>

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