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<p>[QUOTE=&quot;dougsmit, post: 8113328, member: 19463&quot;]How much would be fair to add on for self insurance when we consider that there are easily a million ancient coin variations as distinct as those recognized in US of which the vast majority have not been seen by any expert in the field?&nbsp; There are relatively few US coin types to learn and TPG graders have access to data files on almost all the types that they see.&nbsp; I suspect most specialist collections include coins never experienced by either of the graders with die variations that are a great deal more different than what we see from modern coins.&nbsp; I maintain that a fair insurance add on that would pay off a mistake, for example, on the Brutus aureus (even if it is a million to one chance of error) would price the fees high enough that customers would balk.&nbsp; It is bad enough now when we see $50 coins put in $50 holders and sold for $200.&nbsp; Self insurance is a fine thing as long as you have enough money to cover the losses in a worst case scenario.&nbsp; Had NGC ancients been around when the Black Sea Hoard surfaced, would they have slabbed them?[/QUOTE]</p><p><br /></p>

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