We often debate grading. I thought this was a solid example of "strong in grade."

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I agree with you on this aspect, Doug. Personally, I feel that with coins, it is a very subjective thing. One man's meat is another's poison. If I have given the opinion that I don't respect your toughness, that is incorrect. The internet doesn't give tone here, and a lot of it is meant to poke fun, and disagree in a humorous way--that is what we are all here for--to learn, disagree and come to a comfortable place with one's own collecting proclivities. I do think you are overly tough, but then again, who am I to criticize? We both have been collecting for years, and view it from different perspectives. However, we are of one accord--ONE SHOULD NEVER buy a coin that they don't think is attractive, and that doesn't please them. This coin I got, I like. Whether or not people think it is low or high in grade doesn't change my liking for it--the toning is what attracted me. I still maintain that it is a 65 in every respect, though I did not pay 65 money for it, ironically (quite a bit lower). Nevertheless, I agree wholeheartedly that we must use our eyes to tell us what is good, what we like, and what we think is graded appropriately for the expenditure we are making. I can assure you that I have been a sensible buyer of Morgans throughout my 40 plus years of collecting, and do trust the TPGs to VINDICATE my own feelings--I don't purchase based on a number on the slab, but my overall impression of the coin, and how it looks to me as a member of my Morgan family. That is my approach, and I doubt that we are that far away from consensus on that much.

 

Postscript---here is the coin with "more light" on it, and a much better exposure, with a high resolution shot (didn't have time for a better picture before):




Looks much more like the 65 that it is in this picture.