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<p>[QUOTE=&quot;cladking, post: 11997, member: 68&quot;]All coin and collectible prices are determined strictly by supply and demand.&nbsp; Supply had a strong positive correlation with mintage up until 1934 but this correlation has completely broken down in the modern era. Now days people tend to sock away the small mintages so that the coins with the large mintages can be extremely elusive.&nbsp; Couple this with the extremely weak demand for most of the circulating moderns and it can make some very interesting pricing anomalies.&nbsp; </p><p><br /></p><p>The &#039;95 is readily easily understood though.&nbsp; Most of these coins come from the mint sets and this set had a very low mintage making it scarce enough to have a significant premium to the coins in the set.&nbsp; ie- if you cut this set to get a quarter there is a large decrease in the market value.&nbsp; This puts great pressure on the supplies of BU rolls which like most dates, were saved in very limited quantities.&nbsp; Couple this with the fact that almost all the coins in the rolls and most of the coins in the sets have such extensive marking that there is no chance of grading MS-65 and what&#039;s left is another scarce modern with a &quot;huge&quot; premium.&nbsp; If you want a real challenge try to find a raw &#039;82-P in gem at any price.[/QUOTE]</p><p><br /></p>

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