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<p>[QUOTE=&quot;Seattlite86, post: 2628208, member: 59737&quot;]So I recently purchased some world coins on eBay to add to my Type Set.&nbsp; I ended up making two purchases because I messed up and clicked &quot;purchase&quot; before picking out a few other items I wanted.&nbsp; This is not why I&#039;m upset.&nbsp; I messaged the seller requesting everything be combined into my second purchase so I didn&#039;t have to pay for shipping on two orders.&nbsp; The seller refused and I accepted their reasoning about needing separate tracking numbers.&nbsp; The coins arrived and I actually received a wrong set and was missing one that I had ordered.&nbsp; After sending the photos they requested, they sent me the coins I was missing.&nbsp; Up until here, I was fine with how everything went.</p><p><br /></p><p>Then came the credit card bill.&nbsp; It turns out that this particular dealer requested to have the funds sent as a wire, or something to the like.&nbsp; Note: the dealer is listed as being in the US.&nbsp; The way Paypal conducted the transaction, I was charged two separate $10.00 cash advance fees on my credit card, and another $1.50 in interest because despite the fact that I don&#039;t carry interest over, cash advances automatically incur interest.</p><p><br /></p><p>Naturally, I pick up the phone and call Paypal to ask them why they processed the purchases as cash advances.&nbsp; I scoured the seller&#039;s items and saw nothing to indicate the funds would be processed any differently than any other seller.&nbsp; I spend the next 10 minutes speaking to someone on Paypal asking them to explain why they processed the transaction differently.&nbsp; They continued to tell me that they don&#039;t know how it was processed and they don&#039;t know anything about the $10 fee, there&#039;s nothing they can do to help me and I need to call my bank.&nbsp; After the third time the person on the line told me they, the finance company who processes financial transactions, could not tell me how or why they processed something differently, I requested to speak to a manager. </p><p><br /></p><p>They then left me on hold for a good 20+ minutes (fortunately I can be a very patient person when need be).&nbsp; The person who answered did not come across as one who was in charge, had a very poor connection, and gave me the same smoke and mirrors that there is no way for them to know how they processed a transaction and I would need to call my bank.&nbsp; In fact, this person offered to conference call the bank for me to discuss.&nbsp; At my wits end, I promptly took down that person&#039;s worker ID and called my bank.&nbsp; Not 5 minutes into the conversation, they refund all the money and apologize for Paypal.</p><p><br /></p><p>I still don&#039;t know why the items were processed as cash advances or why Paypal can&#039;t tell me how/why they process their transactions.&nbsp; All I can think is that I need to block the seller so I don&#039;t accidentally purchase something from them down the road and eal with this again...&nbsp; Has anyone had this issue or do they know where the problem lies?[/QUOTE]</p><p><br /></p>

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