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<p>[QUOTE=&quot;jtlee321, post: 2409325, member: 73983&quot;]I think it&#039;s because a lot of those nickels are heavily circulated which results in a loss of metal.&nbsp; Add to that the fact that recovering the silver from War Nickels is a very difficult and expensive process.&nbsp; Because of that the smelter will buy the War Nickels at a discount due to recovery costs.&nbsp; Another factor to add is War Nickels are not easy to resell and most buyers will not buy them at full melt value.</p><p><br /></p><p>So taking into consideration of wear + smelting/recovery costs + difficulty in reselling they came up with 195 as a fair average.&nbsp; That would be my guess as to where the 195 came in.[/QUOTE]</p><p><br /></p>

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