and what he said. [okay, calm down, Doug. Take a deep breath, and, yes it is true. I agreed with you again.]
Coin looks a little baggy on the obverse. I think what appears to be wear on the eagles breast is actually just bad photo. As for the toning, perfectly natural. Id say MS63
I still chuckle when I read that post^. I know nobody in my family would do such a thing. Is that a common thing or... Im confused... does it speed up the toning process?
Most likely, it is not worth grading. However, your pictures leave a bit to be desired. If what we guess is a 64 is actually a 65, it may well be worth slabbing. I would say that the chances of it making a 65 are slim, but it cannot be ruled out from that picture.