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<p>[QUOTE=&quot;JBK, post: 128940, member: 1101&quot;]Actually, this is the policy:</p><p><br /></p><p>&quot;Unless the buyer and the seller agree otherwise, the buyer will become the item&#039;s lawful owner upon physical receipt of the item from the seller, in accordance with California Commercial Code § 2401&quot;</p><p><br /></p><p>If the seller makes the stipulation that buyer is at risk without talking optional insurance, and the bidder still bids, I think that constitutes agreement.[/QUOTE]</p><p><br /></p>

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