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<p>[QUOTE=&quot;Owle, post: 20366302, member: 22004&quot;]Personally I would not want to buy an ICG or other coin without a return privilege.&nbsp; I bought some $5 Indians in old holder ICG slabs a few years ago graded MS63 which were at least a point overgraded.&nbsp; The question is what percentage of their graded coins are mistakes by the ANA standards?&nbsp; While there are plenty of dogs and problem coins in PCGS and NGC slabs they do have guarantees, and I have tried both of them, but they chintz on compensating you if they agree that the coin is overgraded or a problem coin, usually offering a very low below wholesale cash offer or they will try to get you to pay for the conservation claiming that it was someone&#039;s fault but them that it is a problem coin. And with PCGS you can easily wait 90 days for a decision on the problem coin, while NGC is faster in my experience. ICG also doesn&#039;t want to admit overgrading on guarantee submissions to them. </p><p><br /></p><p>I believe that ICG can definitely overgrade, maybe a half point on some coins, a nice gemmy Morgan with just too many marks for a 66 would be one example.&nbsp;&nbsp; They like originality and are prone to overlook light cleaning if the coin is otherwise acceptable marketwise from their perspective.&nbsp; I haven&#039;t heard how Anacs specifically is grading but a dealer I know is generally happy with them except for common Morgans that he believes they undergrade.[/QUOTE]</p><p><br /></p>

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