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<p>[QUOTE="mark_h, post: 2424354, member: 3726"]And that is when you call your insurance agent first. When this happened to me(hit by drunk driver and a police officer saw it happen) - the other insurance company called me and told me the same thing on my car. Pissed me off to no end - I called my insurance agent and told him. He handled from then on - and I not only got a fair price, but they paid for the new tires, the fancy rims I put on it and the new stereo. Let me get in my way back machine - this was 1984 or so. </p><p><br /></p><p>On my coins I did not have to have an appraisal I just had to send them a list. I need to contact them and see if I need to update that list. And about 2 years ago I hit a certain mark for the insurance company - and they knocked about 30% off of all of the policies for home owners insurance. It does have a 40k or 50k limit on it.[/QUOTE]</p><p><br /></p>
[QUOTE="mark_h, post: 2424354, member: 3726"]And that is when you call your insurance agent first. When this happened to me(hit by drunk driver and a police officer saw it happen) - the other insurance company called me and told me the same thing on my car. Pissed me off to no end - I called my insurance agent and told him. He handled from then on - and I not only got a fair price, but they paid for the new tires, the fancy rims I put on it and the new stereo. Let me get in my way back machine - this was 1984 or so. On my coins I did not have to have an appraisal I just had to send them a list. I need to contact them and see if I need to update that list. And about 2 years ago I hit a certain mark for the insurance company - and they knocked about 30% off of all of the policies for home owners insurance. It does have a 40k or 50k limit on it.[/QUOTE]
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