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<p>[QUOTE=&quot;okbustchaser, post: 2424337, member: 72642&quot;]When I took out my policy from Hugh Wood as long as I normally keep my coins in a bank vault or home safe then I am charged 0.25% of the value of the collection as a yearly premium. I have to individually list any singles or sets that are valued at or in excess of $10,000 each. but since I don&#039;t own any of these the company doesn&#039;t even know what individual coins I own. My self-appraisal suffices and I now add any new additions at the first of the following year.</p><p><br /></p><p>Even when a portion of my collection walked off in 2001 no individual inventory was required to file a claim.&nbsp; All they needed was a copy of the police report and my notarized written statement that coins of X value had been stolen and a check for the total of my reported loss was in my mailbox less than a month later.[/QUOTE]</p><p><br /></p>

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