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<p>[QUOTE=&quot;GDJMSP, post: 2422109, member: 112&quot;]So, if you bought a coin back in say early 2008 and paid $450 for it, and today that coin is only worth $225, or less ....... is that what you&#039;d call replacement value ?</p><p><br /></p><p>What people don&#039;t realize is that when you have something insured, lose it and have to file a claim - you are not the one who determines what that object was worth - your insurance company is. They will use whatever source they deem fit to determine the amount of money they have to pay you - and quite frankly, you don&#039;t have any say in the matter. Nor does anybody else.[/QUOTE]</p><p><br /></p>

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