I’m selling the coins – and not intending to replace them. Thus, a K&M catalog value of say $400-500 may only be an actual return to me of $300 in a 3rd party auction or direct sale to a dealer. And furthermore, K&M values also have an inherent inaccuracy. (Yes, I could search auction records and eBay for current prices, but I’m doing this to expedite the issue as these are world coins, mostly from Africa, Asia, and Islamic countries and thus they don’t have the sales history of US coins.) So what is a coins “value” for determining the grading tier when submitting it to a TPG? The $400 catalog value is worth only $300 to me if that’s what I’ll receive – or someone else in the same situation. As I pointed out, I have no need for replacement value as I’m disposing of the coins. Value to me is what I will actually receive. I want to be fair in my business dealings with the TPGs but I also don’t want to spend excess money. What is your advice concerning “value” for determining the grading tier?