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<p>[QUOTE=&quot;Just Carl, post: 899563, member: 4552&quot;]And even with receipts, most insurance companies want addtional proof that you just didn&#039;t turn around and sell the same coins the day after purchasing them. Insurance companies are big because they just don&#039;t throw money out the door everytime someone says to do so. And with coins, guns, knives, etc. you really have to find some way to prove you still had them during a fire, robbery, flood, etc. Insurance companies are well aware of all the attempts to take them for more than they should. </p><p>During commuter train, buss, etc types of crashes there is usually many times more claims from people that could possibly fill those vehicals.</p><p>And auto that is totalled was completely, almost new will say the claimant. And the tow company must have taken the thousands of dollars worth of items in there. </p><p>During house fires most people had only antique furniture worth a fortune.</p><p>I suspect if you worked for an insurance company and anyone put in a claim for coins, you would just say OH NO, not another one. </p><p>So with coins it may be necessary to have and annual inpection of your possesions if excessive in value. As already noted each person should verify what is and what isn&#039;t necessary for proof with THEIR SPECIFIC insuance company.[/QUOTE]</p><p><br /></p>

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