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<p>[QUOTE=&quot;calcol, post: 3627562, member: 77639&quot;]I&#039;m assuming you&#039;re valuing the collection to determine the premium or generate an inventory list for the insurer.&nbsp; This is somewhat different than valuing for a claim.&nbsp; For valuing for a premium, &quot;high end of ballpark&quot; is the goal.&nbsp; Average of the 3 highest, recent auction prices for type, date, mint, major variety, grade, and CAC status&nbsp; ... or use Red Book if it&#039;s higher.&nbsp; This will automatically take care of &quot;minor&quot; varieties.&nbsp; One exception is if you have a rare minor variety and feel it greatly enhances value.&nbsp; Then you might need a valuation letter from an expert.&nbsp; If the total value is just over the line for a higher bracket of premium cost, then slightly lower the values.</p><p><br /></p><p>If you have to make a claim, the insurance company will want very recent and specific data on value.</p><p><br /></p><p>Cal[/QUOTE]</p><p><br /></p>

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