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<p>[QUOTE=&quot;Sunbird, post: 7978260, member: 116324&quot;]Not sure if anyone mentioned it, but third-party shipping insurance is a super duper alternative to USPS insurance, or any carrier&#039;s insurance. It&#039;s cheaper, and much easier to file claims. And faster turnaround and payment.</p><p><br /></p><p>Two providers I know of in the US are U-PIC and Shipsurance. At least one of them sells to individuals. I&#039;m sure there are others. There&#039;s no reason to buy insurance from the carriers themselves – literally no reason, not price, certainly not service.</p><p><br /></p><p>The USPS is coercive monopoly, and they behave exactly like we would predict humans given a coercive monopoly will behave. They don&#039;t have a coercive monopoly on package shipping, which is why UPS, FedEx, DHL, etc. are able to exist. Their monopoly is on non-urgent letter mail, and they got Congress to shut down private sector competitors in the 19th century, like Lysander Spooner&#039;s <b>American Letter Mail Company</b>, by making their monopoly official in law, and thus coercive. Their mail monopoly gives them an unfair, artificial advantage in package shipping though – since they&#039;re already delivering mail to effectively every address every working day, the marginal cost of delivering packages to those same addresses is low. That&#039;s why they generally offer lower prices for package delivery than UPS and FedEx Ground, as well as cheaper overnight service.[/QUOTE]</p><p><br /></p>

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