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<p>[QUOTE=&quot;johnmilton, post: 4855022, member: 101855&quot;]This is why I almost always go to my local dealer and pay him a minor premium to get the annual Proof set for my collection. The mint does put less than perfect coins in Proof sets. At the same time, a reasonable collector should not expect every coin to grade PR-70, Deep Cameo. </p><p><br /></p><p>Some of them might have a small mark, like the toning spot on the cent. My local dealer lets me mix and match the cases to get the best coins I can find. This year I bought my set from the mint because of the pandemic, and won the lottery. I got a good set. </p><p><br /></p><p>If you want a scenario, my guess is the ANA bought these coins cheap from some dealer or group of dealers. The organization got what they paid for. The dealer(s) sold them the clunkers that’s they could not get the full book price for elsewhere.[/QUOTE]</p><p><br /></p>

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