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<p>[QUOTE=&quot;imrich, post: 2015229, member: 22331&quot;]I believe &quot;market grading&quot; appears to be the privilege of some TPG and established prominent &quot;dealers&quot;. The certifying individuals often claim self-engendered titles, disregarding published explicit standards, when applying seemingly subjective &quot;over-grades&quot;.</p><p><br /></p><p>Although I&#039;ve experienced and own many examples of certified &quot;market graded&quot; coins, I believe two &quot;top tier&quot; TPG certified examples in my collection are representative of coins seemingly having grading disparity. </p><p><br /></p><p>One coin is a 1916-D EF40 graded Mercury dime, which doesn&#039;t have one complete vertical line or diagonal band on the &quot;Reverse&quot;. The other coin is a 1924-D MS67 graded Standing Liberty quarter, which doesn&#039;t have one complete character in the date. The date generally only distinguishable with an eye loupe.&nbsp; </p><p><br /></p><p>I&#039;ve received &quot;low ball&quot; offers on these coins from &quot;dealers&quot; who profess grading expertise beyond that of the &quot;elite&quot;. Several have proclaimed VG-F technical grades for the two coins, and offered appropriate amounts before being politely dismissed.</p><p><br /></p><p>I personally have decided that there are few who can claim expertise in grading, myself excluded as an &quot;expert&quot;, but many fools try. Several are paid great amounts for their lack of knowledge &quot;opinions&quot;.</p><p><br /></p><p>JMHO[/QUOTE]</p><p><br /></p>

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