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<p>[QUOTE=&quot;Stanw891, post: 7514014, member: 118535&quot;][USER=120084]@mightyknighty[/USER] I normally wouldn’t post a response. But I will offer this up. First, what I think a few people are focusing on too much on is the car and the price of the repair and the coins. I will ignore both and give you my honest opinion. Mainly because The old saying goes, that is someone can’t live on $1,000 a month...then they wouldn’t be able to live on $10,000 a month.</p><p><br /></p><p>So those things aside I challenge you to think about this objectively...no emotion...just look at the facts.</p><p><br /></p><p>1) The best advice I can offer is budget. I would highly recommend books by Dave Ramsey. His budgeting advice is life changing. It is delayed gratification to get those things you really need, then as you finish those, you get what you want. For example my wife and I budget and have “fun money” set aside every month.We also have 6 months salary in an emergency fund for those surprise repairs.</p><p><br /></p><p>2. MOST IMPORTANT!! PLEASE READ THIS.</p><p>Do not hide financial matters from your wife. I am serious. It shows a complete lack of respect and care for her, plain and simple. Whether you take a loan out for the coins or not...you better have your wife on board. Gambling with your family’s money in secret is extremely&nbsp; selfish, self-centered, and most of all shows an extremely lack of responsibility or care for your family.</p><p><br /></p><p>If you are seriously considering going behind your family’s back to take out a loan to buy some shiny trinkets, when you can barely afford to repair your car, then I think you should seriously consider getting therapy for this addictive behavior.</p><p><br /></p><p>If your wife is ok taking the loan, then it is no biggie, if you have to hide it from her...then you have to seriously consider what you love more...her or shiny things.[/QUOTE]</p><p><br /></p>

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