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<p>[QUOTE=&quot;Conder101, post: 5154346, member: 66&quot;]You would probably do better to ask someone else.&nbsp; I am familiar with Heritage but have almost never bid with.&nbsp; Maybe 5 times over the past 40 years.&nbsp; They for the most part don&#039;t carry what interests me, and I also only buy raw coins.&nbsp; They don&#039;t do many raw coins anymore.&nbsp; I am also not that interested in prices.&nbsp; When I buy I pay what I think is fair and that I can afford.&nbsp; I don&#039;t usually figure in BP, taxes or shipping.&nbsp; I just consider that to be part of the &quot;handling fee&quot; to get the coin and don&#039;t figure it in to what I am willing to pay.&nbsp; I also don&#039;t pay much attention to price guides so rarely know what they think is FMV.[/QUOTE]</p><p><br /></p>

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