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<p>[QUOTE=&quot;Jim Dale, post: 4451733, member: 100459&quot;]I am a retired accountant.&nbsp; I always pay with cash before I pump gas.&nbsp; My wife does charge her purchases at Wal-Mart.&nbsp; When I order something over the internet, I have to include the 3 digit security code.&nbsp; Over 50 years I have had only one example of credit card fraud.&nbsp; I have a credit union VISA.&nbsp; The one time someone tried to take advantage of me.&nbsp; I contacted my credit union.&nbsp; They contacted the vendor and the amount charged to my VISA was refunded in 24 hours.&nbsp; I didn&#039;t even ask how they did it.&nbsp; If your credit card is abused, contact your bank.&nbsp; They have a lot more leverage than you do.&nbsp; It takes time, but it&#039;s worth it.&nbsp; I don&#039;t like to be scammed and I hate scammers.[/QUOTE]</p><p><br /></p>

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