Boy is that ever WRONG!!! Too bad there isn't a way to appeal such a thing to an arbritation committee of sorts...
A good example of the subjectivity of grading...I have found (in my short history of numismatic study) that I have a tendency to grade lower than NGC or PCGS.
Just goes to show the inconsistency of the TPG's and makes one return to "Buy the coin, not the holder". Bet if you sent in the top one again it wouldn't get a 35. I've always thought CAC was just another rip-off. Albanese just got a little richer on it, IMHO.