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<p>[QUOTE=&quot;chip, post: 720038, member: 19122&quot;]I bought the book making the grade, and there are some general principals that I think are applicable to grading. One is that the coins high spots are most susceptable to wear (duh), and the other is that the large unbroken areas of the coin, fields, cheecks, things without a&nbsp; lot of detail are more important as regarding dings and bag marks. Since I like commemoratives and my book only covers the most collectable series I have tried to extrapolate the principles. </p><p><br /></p><p>From all I have learned grading is subjective, and experts can honestly disagree, Investors tend to like the tpgs as they are percieved as a disinterested party, but I have my doubts about that when they have an interest in pleasing customers just as any business does, and the customer that does the most volume tends to be the one you want to keep happiest.[/QUOTE]</p><p><br /></p>

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