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<p>[QUOTE=&quot;Insider, post: 8206484, member: 24314&quot;]IMHO, grading bullion and modern coins in the highest grades is very easy.&nbsp; If you use you very strict personal standards, you&#039;ll find that your grade either matches a TPGS slab or your grade is slightly lower.&nbsp; Coins like SE and modern large commemoratives are usually graded w/o magnification so by using a 5X to 7X hand lens will put you one step ahead of graders.&nbsp; </p><p><br /></p><p>My MS-70 needs to be PERFECT under low magnification.&nbsp; If I see one tiny spot, hit or hairline (esp. on Proofs) it is no longer perfect.&nbsp; I even downgrade (personally) for breaks in a coins surface by tiny mint-made strike thrus!&nbsp; However, they are OK when commercial grading at a TPGS.&nbsp;&nbsp; So, I just explained two grades MS/PR-70 &amp; MS/PR-69.&nbsp; Add 3-4 extremely tiny defects and you get a MS/PR-68.&nbsp;&nbsp; The 67/68 line is harder as now you must deal with variables like location, severity, eye appeal, etc.[/QUOTE]</p><p><br /></p>

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