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<p>[QUOTE="GoldFinger1969, post: 4006543, member: 73489"]I'm in the exact same situation as you -- I live on the 2nd floor, and of a building which is approaching 50 years old (so no idea of the structural strength of the floor and where the girders or beams are).</p><p><br /></p><p>I do have Chubb insurance and I paid hefty premiums all these years for the time when my collection would be (somewhat) valuable and I'd be grandfathered for insurance purposes...but I haven't had to provide definitive proof of my coins.</p><p><br /></p><p>Chubb guy basically said I was covered for a certain amount without proof or something to that effect -- $50,000 or $150,000, etc. I guess maybe they feel someone is not likely to commit insurance fraud by claiming lost items that they never owned or lying about a false robbery in the first place for that amount of $$$$ -- they are more concerned with $500,000 and up or maybe millions-and-up. Not sure, really...probably should give the guy a call soon.<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie7" alt=":p" unselectable="on" unselectable="on" /></p><p><br /></p><p><b><i>"Uh hi Joe, this is Goldfinger1969.....I wuz robbed....some American Eagle bullion coins....some silver bars..... a 1927-D Saint....my 1804 Bust Dollar in mint condition....a 1933 Double Eagle I found at an estate sale....."</i></b> <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>
[QUOTE="GoldFinger1969, post: 4006543, member: 73489"]I'm in the exact same situation as you -- I live on the 2nd floor, and of a building which is approaching 50 years old (so no idea of the structural strength of the floor and where the girders or beams are). I do have Chubb insurance and I paid hefty premiums all these years for the time when my collection would be (somewhat) valuable and I'd be grandfathered for insurance purposes...but I haven't had to provide definitive proof of my coins. Chubb guy basically said I was covered for a certain amount without proof or something to that effect -- $50,000 or $150,000, etc. I guess maybe they feel someone is not likely to commit insurance fraud by claiming lost items that they never owned or lying about a false robbery in the first place for that amount of $$$$ -- they are more concerned with $500,000 and up or maybe millions-and-up. Not sure, really...probably should give the guy a call soon.:p [B][I]"Uh hi Joe, this is Goldfinger1969.....I wuz robbed....some American Eagle bullion coins....some silver bars..... a 1927-D Saint....my 1804 Bust Dollar in mint condition....a 1933 Double Eagle I found at an estate sale....."[/I][/B] :D[/QUOTE]
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