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<p>[QUOTE=&quot;TheFinn, post: 4599311, member: 90102&quot;]I remember having a 1924-S a guy bought as a VF, but it didn&#039;t have a full horn. I told him it was at least XF by the surfaces, but he wasn&#039;t happy with it. I gave him VF Grey Sheet bid for it in trade. Came back from PCGS as AU50. He just shrugged.</p><p>And Indian head cents don&#039;t have to have 4 diamonds to be XF either.[/QUOTE]</p><p><br /></p>

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