Message:

<p>[QUOTE=&quot;KBBPLL, post: 7917522, member: 104064&quot;]I&#039;m very familiar. Our nestegg expired in 2012 and was earning 5.25%. The best we could do then was 1%. Things bounced back up in late 2018 and we locked in some stuff at 3.2-3.4% but it slowly&nbsp; dropped off the cliff after that. Back in early 2020 you could still get a 1 yr CD over 2% but the highest rates were all the shortest terms, which is totally upside-down from the traditional scenario.[/QUOTE]</p><p><br /></p>

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