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Message:: [QUOTE="Randy Abercrombie, post: 4940441, member: 92655"]You are glaringly correct when you say that their is a general antagonistic attitude toward business these days. I face it every day at my office. In recent years I have been asked to enter into project contracts that require me to dictate my cost in a spreadsheet. That spreadsheet then calculates a 5% overhead for my business. Ha! No business alive can survive on a 5% overhead. I refuse to enter into these contracts until they remove that verbiage.... And yes, that is very much a sign of the times..... But consider this. If I have to call my lawyer, I immediately know that call will cost me $300.00 an hour. And buddy, she has that stopwatch running the second I call. The only product I am receiving for that cash outlay is her opinion. And I don’t always agree with or use it! My point is this. I am the best at what I do and I know that and that makes my product worth more than 5% overhead. My lawyer is relentless. She is worth every cent of $300.00 an hour to me....... If your years of numismatic experience gain you a purchasing edge, you have earned the monetary reward for your years of experience. That’s my two cents worth anyway...[/QUOTE]