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They want me to ship them my credit card!
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<p>[QUOTE="chrisild, post: 2777638, member: 39"]From my point of view, this sure is a frustrating situation. Yes, I would be unhappy (to put it <i>very</i> mildly) too if anybody expected me to physically send in my passport and/or credit card only in order to complete such a purchase. I am in Germany, and have bought coins from various European dealers - never have I been asked to do any of that before. As mentioned in that earlier topic, the ID check may make some sense as a non-EU residence will have an effect on the VAT/sales tax. But sending in a card? No way.</p><p><br /></p><p>Yes, our credit cards have - and use - that chip (even <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie2" alt=";)" unselectable="on" unselectable="on" /> in the US some or most cards now have it). But whenever I make an online purchase, all I submit is my credit card number, the expiration date and the security code. In such a situation, neither the chip nor the stripe is read. Extra security measures may include a text message with a transaction specific code (TAN), but that's it.</p><p><br /></p><p>Of course I could make the payment via a plain regular bank account transfer too. Problem is that, once the payment has been made, it would be much more difficult to get the money back in case anything goes wrong with the shipment ...</p><p><br /></p><p>Side note: Nothing wrong with accepting PayPal. But I use it only in cases when other means of payment are not an option.</p><p><br /></p><p>Christian[/QUOTE]</p><p><br /></p>
[QUOTE="chrisild, post: 2777638, member: 39"]From my point of view, this sure is a frustrating situation. Yes, I would be unhappy (to put it [I]very[/I] mildly) too if anybody expected me to physically send in my passport and/or credit card only in order to complete such a purchase. I am in Germany, and have bought coins from various European dealers - never have I been asked to do any of that before. As mentioned in that earlier topic, the ID check may make some sense as a non-EU residence will have an effect on the VAT/sales tax. But sending in a card? No way. Yes, our credit cards have - and use - that chip (even ;) in the US some or most cards now have it). But whenever I make an online purchase, all I submit is my credit card number, the expiration date and the security code. In such a situation, neither the chip nor the stripe is read. Extra security measures may include a text message with a transaction specific code (TAN), but that's it. Of course I could make the payment via a plain regular bank account transfer too. Problem is that, once the payment has been made, it would be much more difficult to get the money back in case anything goes wrong with the shipment ... Side note: Nothing wrong with accepting PayPal. But I use it only in cases when other means of payment are not an option. Christian[/QUOTE]
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