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<p>[QUOTE=&quot;bahabully, post: 1092743, member: 17555&quot;]I agree with this.... coin doctors are very good at what they do, and there is &quot;significant&quot; profit in taking a $300 morgan and turing it into a knock down toner for those who know how.. and then selling it for $4000+.... and it benefits the tpg&#039;s also, as more folks who&#039;ve hit big at this game send in more submissions and happily take a 10% &#039;grade&#039; vs. &#039;bag&#039; rate for that big score... and the wheels on the bus go round and round.&nbsp;&nbsp; I like art, and appreciate the work that doctors do, and willingly pay premium for good paintings on coins,,,, but I don&#039;t go nuts and I don&#039;t make toners a majority portion of my coin collection.... I concentrate on key dates first, rips or super deals second regardless of the coin, and then fun stuff last (toners falls into this group)... now if I can combine a key date or super ad hoc deal with toning, great...&nbsp; if not, then that&#039;s a good score imo too.... and for those spending 20x+ on a toner, good for them, but as the population of these monstors continues to grow, economics and Einstein&#039;s universal law of regression to a historical (or natural) mean will likely find them with less $ when it comes time to sell, while those who bake in some investment minded key dates and sharp spot buys will likely do better at the point of sale.....</p><p>Guess my biggest downer on toners,,, i.e. the investment side... but they still rank very high on the fun and enjoyment side..... just depends on what your in the coin collecting game for.. me? a bit of both..... so I try to never go above 5x on a monstor toner, or find toning patterns that are pleasing to me but which do not drive the crazy premiums....&nbsp; Antique toning, golden, and light blue seem to be where I&#039;m settling in within the toner space as I find these colors and patterns can be had readily within my comfort range....[/QUOTE]</p><p><br /></p>

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