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<p>[QUOTE=&quot;Barry Murphy, post: 7986464, member: 79368&quot;]what panzerman doesn’t understand is that CNG and others almost never use a grade above CEF. So even if the coin is uncirculated, CNG will call it CEF. This is starting to change though as more dealers are starting to call coins Uncirculated.</p><p><br /></p><p>also, a lot of CEF coins in major auctions have crappy surfaces which the auction houses fail to mention. I see a ton of CEFs that end up with 2 or 3 surface grades due to improper cleaning, scratches, smoothing and other issues.</p><p><br /></p><p>Barry Murphy.[/QUOTE]</p><p><br /></p>

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