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<p>[QUOTE=&quot;dougsmit, post: 3743906, member: 19463&quot;]In the US, you get different deals on fees depending on the bank/institution you select and where in the country you live.&nbsp; A common draw is the offer of free checking.&nbsp; Our local Credit Union not only has free checking for members but has a fee-free Coin Star machine where you can dump in thousands of mixed coins and have them counted with no fees.&nbsp; The machine prints out a receipt which you can take to a teller and exchange for bills or deposit in your account.&nbsp; Fifty years ago, my mother opened accounts at banks that were giving away dishes, toasters etc. when you made a deposit of a certain amount.&nbsp; Some banks or Credit Unions have minimum sizes on accounts (they wave all fees if you have a certain amount in your account in any form (checking, CD&#039;s, savings) and some fees for lesser amounts.&nbsp; Some offer special deals for college students (to get them in the habit of banking there).&nbsp; Banking now is little different than it was when my mother got free dishes, only the variety of carrot they dangle in front of the horse&#039;s nose has changed.&nbsp; People with no money and no account have to pay a fee to get their paycheck cashed.&nbsp; People with more money than they need can get everything free if they shop around.&nbsp; I suspect there were similar fee structures in ancient times.&nbsp; If moneychanging were an honorable and upright profession back then, I doubt we would have the Bible story of Jesus overturning their tables.[/QUOTE]</p><p><br /></p>

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