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<p>[QUOTE=&quot;nuMRmatist, post: 2198536, member: 33012&quot;]Glad to hear you&#039;re back in Black...</p><p><br /></p><p>I don&#039;t know for sure either jw, about a claim. I imagine everyone here should consider all factors.</p><p><br /></p><p>From USPS website, for filing insurance claim:</p><p><font size="3"><b>Proof of Value</b></font></p><p>Proof of value can include:</p><p><br /></p><ul> <li>1) A sales receipt</li> <li>2) A paid invoice or paid bill of sale</li> <li>3) Statement of value and/or estimates of repair costs from a reputable dealer</li> <li>4) A credit card billing statement</li> <li>5) Receipt of costs incurred for reconstruction of non-negotiable documents</li> <li>6) Printouts of the online transaction identifying the purchaser and seller, price paid, date of transaction, description of item purchased, and assurance that the transaction status is completed</li> </ul><p><br /></p><p>Given that, you&#039;re right - you DO have to prove value, regardless of &#039;insured&#039; value.</p><p><br /></p><p>To make a case, you start with an extreme. So let&#039;s say that the seller FOUND a coin - say any coin with HIGH value, even in poor condition.</p><p><br /></p><p>The coin is worth about $1k, <b>+/-</b>. Seller insures it USPS for $1,200 (because market value MIGHT BE $1,200 (or MORE) ). It gets lost, he files a claim for $1,200.</p><p><br /></p><p>IMO, he should get it, no questions asked, since its&#039; value is AROUND $1k...</p><p><br /></p><p>Wouldn&#039;t you think?</p><p><br /></p><p>derker - there will always be bad guys. No matter how much you pay them...[/QUOTE]</p><p><br /></p>

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