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<p>[QUOTE=&quot;Lehigh96, post: 1905904, member: 15309&quot;]The new guys anger towards Joe made it appear that he was the buyer of the coin.&nbsp; E-Bay sellers don&#039;t mind the SNAD rule;&nbsp; but they hate the fact that E-Bay&#039;s application of the SNAD rule almost always sides with the buyer regardless of facts.&nbsp; In this case, do you think that Joe misrepresented the coin in any way?</p><p><br /></p><p><br /></p><p><br /></p><p>As you have pointed out, volatility does not just exist in the collectibles market.&nbsp; Please name me another investment market where you get to return your investment purchase for full value if the price drops?</p><p><br /></p><p><br /></p><p><br /></p><p>What is &quot;true&quot; value?&nbsp; You make the assumption that the value of the coin will drop in the future as a statement of fact.&nbsp; What if the value actually increased?&nbsp; Should the seller be able to require the buyer to have to return the item for 30 days because the value increased and he has seller&#039;s remorse?</p><p><br /></p><p>If you decided that the coin was a SNAD within the established return window then I agree that you shouldn&#039;t have to keep the coin.&nbsp; But apparently you had time to get the coin graded, which takes over 1 month, and still file a successful SNAD case.&nbsp; You purchased a raw coin, not a certified coin with a grade guarantee.&nbsp; Grading is subjective.&nbsp; Simply because the TPG&#039;s opinion of the coin claims the coined was cleaned, what makes their opinion infallible and more reliable than the seller&#039;s grading opinion?&nbsp; There have been very recent threads on Cointalk showing that NGC is grading coins as cleaned that show no evidence of cleaning.&nbsp; How much time expired before you filed a SNAD case on that 1862 IHC?</p><p><br /></p><p><br /></p><p><br /></p><p>It is your position that every item that is sold on E-Bay is entitled to a 30-day unconditional return policy regardless if the item is Significantly Not As Described or not.&nbsp; There needs to be a balance between buying and selling on E-Bay.&nbsp; Without that balance, sellers will exit stage left.&nbsp; How many times have you seen a member of this forum or another forum state that they will no longer sell on E-Bay precisely because of the imbalance on E-Bay that strongly favors the buyer?&nbsp; Your proposal is to exacerbate that situation even further for no other reason than to serve your own personal desires.</p><p><br /></p><p><br /></p><p><br /></p><p>The smudge was bogus and it should matter.&nbsp; The buyer got EXACTLY what was described in the listing and the smudge was visible in the photograph.&nbsp; The only reason that buyer should be able to return the coin is because Joe made a mistake and offered a 14 day return.&nbsp; Had Joe listed the item with &quot;No Returns&quot; he should not be forced to issue a refund to a guy gambling in an investment market.</p><p><br /></p><p>There is a difference between a consumer and an investor.&nbsp; That is why E-Bay does not require return policies on bullion items which experience daily fluctuations in value.&nbsp; What you are proposing is an incredibly unfair advantage to buyers of investment collectibles.</p><p><br /></p><p>As for the new guy, your hope that he wasn&#039;t banned is tantamount to rubbernecking.&nbsp; The guy caused a community disruption immediately and insulted the owner of the forum.&nbsp; It may have been entertaining, but it is not something I would like to see repeated over and over again.[/QUOTE]</p><p><br /></p>

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