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Message:: [QUOTE="buddy16cat, post: 1546865, member: 37356"]Yes, real close but no cigar for f-12 since the "I" is not full but better than VG10 so maybe a better VG-10 example.  In the Fine grade the "I" can be faint and some letters not strong but the all letters are present in "LIBERTY".  The seller listed it as VG, a conservative grade.  Others on the other hand have given coins just like this a F-12 grade.  Like you said, grading can be very subjective but always good to play it safe.  I am grasping at straws here since I checked on Numismedia and the Redbook and both show that there is only a dollar difference between most grades of this coin so a grade+ coin would only be 50 cents more.  These prices are on the high end as well so their isn't much difference in value between the grades on this coin.  Probably it would make more of a difference when the coin is a key date as you stated.  I paid $3.40 and Redbook lists it as $8 so I did okay.[/QUOTE]